What Is the Decline Reason Code for a Transaction?
000001398
5529
02/02/2022 16:52 PM
1.0
Answer
While Authorize.Net® may not receive specifics on a particular decline, we do include some details on declines in our transaction responses, if available.
A table of common decline reasons, with the associated Response Reason Code, is listed below:
2 | General decline by card issuing bank or by Merchant Service Provider |
3 | Referral to card issuing bank for verbal approval |
4 | Card reported lost or stolen; pick up card if physically available |
27 | Address Verification Service (AVS) mismatch; declined by account settings |
44 | Card Code decline by payment processor |
45 | AVS and Card Code mismatch; declined by account settings |
65 | Card Code mismatch; declined by account settings |
250 | Fraud Detection Suite (FDS) blocked IP address |
251 | FDS filter triggered--filter set to decline |
254 | FDS held for review; transaction declined after manual review |
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