This article will guide merchants through signing up for Apple Pay.

Understanding Apple Pay

Apple Pay is a service that lets you use your Authorize.net account to securely accept and process in-app and web payments from customers using the iPhone 6 or newer models. It utilizes the Visa Token Service and similar tokenization solutions developed by MasterCard and American Express.

How Apple Pay Transactions Work

When a customer checks out in your app or on the web, Apple Pay tokenizes the customer's credit card information. This token is then used for the transaction, eliminating the need for the customer to enter their credit card information. Apple Pay passes the tokenized card information to Authorize.net.

Cost of Using Apple Pay

Authorize.net does not charge any additional fee for using Apple Pay, It is included with your Authorize.net account per-transaction processing fees. To see the fees on your account, follow the steps below:

1. Log into the Merchant Interface.
2. Select Account from the main toolbar.
3. Click on Merchant Profile in the main left side menu.
4. Click on Fees to the right of Payment Gateway in the Payment Methods section.

Benefits of Using Apple Pay

Apple Pay is a tokenized payment solution that replaces sensitive payment information with a digital account number or "token". This token is passed in place of the actual card number, enhancing the security of payments. Apple Pay offers a fast, secure purchase experience by eliminating the need to enter credit card information during checkout. As an Authorize.net merchant, you benefit from unified reporting for all your transactions—online, mobile, in-app and more.

Supported Processor Connections for Apple Pay on Authorize.net

Authorize.net supports Apple Pay on the following processors:

• Chase Paymentech
• Global Payments
• TSYS
• FDC Nashville
• NAB EPX
• Vantiv

Finding Your Processor on Authorize.net

1. Sign in to the Merchant Interface.
2. Select Account from the main toolbar.
3. Choose Merchant Profile from the menu on the left.
4. Under the Payment Methods section, the Processor name will be listed.

Requirements to Sign Up for Apple Pay with Authorize.net

• You must have your Apple Merchant ID.
• You must enable the service in the Merchant Interface.
• You must generate a CSR file to upload to Apple.
• You must submit the generated CSR file to Apple.

Obtaining an Apple Merchant ID

1. Navigate to the Certificates, Identifiers, & Profiles area of the Member Center at the Apple World Wide Developer Relations (WWDR) website.
2. In the Register Merchant IDs section, click Continue. Your Merchant ID is in the Identifier field.

Signing Up for Apple Pay on Authorize.net

1. As an Account Owner, sign in to the Merchant Interface.
2. Select Account from the main toolbar.
3. Choose Digital Payment Solutions from the menu on the left.
4. In the Apple Pay section, click Sign Up.
5. Your account must meet the following requirements to sign up:
   • An API Login ID and Transaction Key must be generated. If you or your developer don't remember your Transaction Key, you must generate a new one. Remember to update the rest of your solutions with the new Transaction Key.
   • Your processor must be supported. Currently, FDCN, Chase Paymentech, Global Payments North America, TSYS and NABEPX are supported.
   • Enter the Apple Merchant ID that you or your developer obtained in the "Certificates, Identifiers, & Profiles" area of the Member Center at Apple.

Generating a CSR File

1. Sign in to the Merchant Interface.
2. Select Account from the main toolbar.
3. Choose Digital Payment Solutions from the menu on the left.
4. Click Apple Pay.
5. Enter your Apple Merchant ID in the Apple Merchant ID Field.
6. Click the Generate Apple CSR button.

Submitting a CSR File to Apple

1. Navigate to the Certificates, Identifiers and Profiles area of the Member Center at the Apple World Wide Developer Relations (WWDR) website.
2. In the Merchant ID page, click Edit.
3. In the iOS Merchant ID Settings page, click Create Certificate.
4. Follow the instructions to submit the CSR.

Developer and Integration Resources:

• Developer Documentation
• API Reference Guide