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Authorize.Net (Utah)
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American Fork, UT 84003-0947
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What are the fees Authorize.Net might bill me and how do they bill my account?


Doc ID:    A489
Version:    3.0
Status:    Published
Published date:    06/30/2016
Updated:    06/30/2016
Categories:    eCheck.Net
 

Answer

Your payment gateway account was likely set up through an Authorize.Net affiliate reseller, your Merchant Service Provider (MSP) or the Authorize.Net sales department. In most cases, Authorize.Net bills you directly for its payment gateway services. Each account is unique in its setup and business structure, and the exact fee schedule is determined during the application and approval process.

Note: This document explains how to view the fee structure on existing Authorize.Net accounts. If you do not have an Authorize.Net account and would like to ask about our fees, please contact Authorize.Net Sales at 866-437-0476, or e-mail sales@authorize.net. Alternately, you may contact an Authorize.Net reseller and ask about the fees they charge for the Authorize.Net services. You can locate an Authorize.Net reseller at http://authorize.net/solutions/merchantsolutions/resellerdirectory/.

To view your Authorize.Net Payment Gateway service fees:

  1. Log into the Merchant Interface at https://account.authorize.net/.
  2. Click Account from the main toolbar.
  3. Click Merchant Profile in the main left side menu.
  4. Click Fees to the right of Payment Gateway in the Payment Methods section.

Payment Gateway Fee Schedule
The fees listed below apply to the payment gateway account:

  • Gateway Setup Fee: The fee charged for the creation and setup of a new gateway account.
  • Gateway Monthly Fee: The monthly fee charged for a payment gateway account.
  • Credit Card Transaction Fee: The fee charged by the payment gateway for each credit card transaction processed. The credit card transaction types for which the per-transaction fee is charged include: authorizations, captures, refunds, declines or other related transactions, completed or submitted within the payment gateway.
  • Batch Fee: The fee assessed per settled credit card transaction batch.
  • Credit Card Discount Rate: A fee charged by the payment gateway that is a percentage of the total amount of each credit card transaction submitted.
  • Credit Card Monthly Minimum Fee: This is the minimum credit card processing service fee charged per billing cycle. In the event that this fee is NOT exceeded by credit card transaction processing fees for the billing cycle, the difference between the actual fees charged and the minimum monthly fee value is billed.
  • Returned Payment Fee: The fee assessed in the event your Merchant/Business/Personal Bank returns an ACH or credit card debit attempt for Authorize.Net billing.
  • Late Payment Fee: The fee assessed in the event of a late payment for service fees.
  • Service Reactivation Fee: The fee assessed to reactivate a closed payment gateway account.
  • Abandon Account Fee: The fee assessed in the event no further communication can be made with a merchant to apply a credit to the ACH or credit card on account.

eCheck.Net® Fees
The fees listed below apply to the eCheck.Net service:

  • eCheck.Net Setup Fee: The fee charged for the setup of eCheck.Net processing for your gateway account.
  • eCheck.Net Chargeback Fee: The fee charged by the payment gateway for each chargeback received for a transaction processed through your account. This only applies to merchants for whom the payment gateway manages batch settlement funds.
  • eCheck.Net Returned Item Fee: The fee charged by the payment gateway for each returned eCheck.Net transaction.
  • eCheck.Net Batch Fee: The fee assessed per eCheck.Net batch processed for the account.
  • eCheck.Net Minimum Monthly Fee: This is the minimum eCheck.Net processing service fee charged per billing cycle. In the event that this fee is NOT exceeded by eCheck.Net transaction processing fees for the billing cycle, the difference between the actual fees charged and the minimum monthly fee value is billed.
  • eCheck.Net Per-Transaction Fee: The fee charged by the payment gateway for each eCheck.Net transaction processed. The eCheck.Net transaction types that the per-transaction fee is charged for include: charges, refunds and declines.
  • eCheck.Net Discount Rate: A fee charged by the payment gateway that is a percentage of the total amount of each eCheck.Net transaction submitted.

Automated Recurring Billing™ (ARB) Fees
The fees listed below apply to the value-adding service Automated Recurring Billing (ARB):

  • Setup Fee: The fee charged for the setup of the ARB service for the gateway account.
  • Monthly Fee: The monthly fee charged by the payment gateway for merchants using the ARB service.

Advanced Fraud Detection Suite™ (FDS) Fees
The fees listed below apply to the value-adding service Advanced Fraud Detection Suite (AFDS):

  • Monthly Fee: The monthly fee charged by the payment gateway for merchants using the AFDS service.

Customer Information Manager (CIM) Fees
The fees listed below apply to the value-adding service Customer Information Manager (CIM):

  • Monthly Fee: The monthly fee charged by the payment gateway for merchants using the CIM service.

Important Reminders
Each account is unique in its setup and business structure, and the exact fee schedule is defined during the application and approval process. If you have concerns regarding the amount or structure of your monthly gateway fees, please contact your sales representative. For information about credit card processing fees not related to your payment gateway account, please contact your sales representative or Merchant Service Provider (MSP).

The billing for service fees that accrue for your payment gateway account occurs on the first day of each month. Authorize.Net issues a debit to the billing information on file for your payment gateway account. You can configure or update your payment gateway billing information by logging into the Authorize.Net Merchant Interface at https://account.authorize.net/ and clicking Billing Information in the main left side menu.

The bank account information used for collecting transaction proceeds may be different than the information used for billing of your payment gateway account.

Please keep your billing information in the Merchant Interface current. This ensures that billing for your account is performed successfully each month and prevents your payment gateway account from being sent to collections, or in the event of delinquency, closed. The default payment gateway billing method is a bank account. However, if you prefer to have your payment gateway service fees charged to a credit card account, you may configure credit card billing information for your account by logging into the Authorize.Net Merchant Interface at https://account.authorize.net/ and clicking Billing Information in the main left side menu.


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